Why do we need to do investment ?

I found that, nowadays, some people are not really aware of the importance of the investment, or, they dont really understand "the nature of the investment".

In most cases, when talking about "investment", people would probably answered me" I have no money". After 5 years, I asked them the same questions. more than 80% of them answered me the same answer; 6% of them began to have interest on investments; 10% told me that they have already invested and in the learning process; the rest, no comment (perhaps they have made alot of money from investment and they are socalled low profile person).

However, have you ever thought that, five years ago, RM1 for 1 "teh ice" (Ice tea in english, 50% of teh, 50% of ice), now RM1.50 for 1 "teh ice" (70% of ice, 30% of teh), and sometimes we even need to request for "kurang ice (less ice)" ! What happened to those "mamak" ?! 

Time erodes money??



Then now, have you ever imagined that, 5 more years after, RM2 for 1 "teh ice" (? % of teh, ? % of ice). You might say that, "Malaysian economy is growing lah, that is why!" But, think about your salary, is this increasing year by year? If yes, you need to invest more. If no, you still need to do investment. 

So, what the hell investment is?

Quite simply, let your money help you to earn more money without physical overexertion. 

Have you imagined that, you need to pay installment for your car every month, suppose it is RM550 per month, you dont need to pay this by using your montly salary but your investment instruments.Through the investment, you will get extra RM550 ( or more than this amount) to pay your car loan.



When dealing with these factors, you are just a "little flower"



First of all, I need to clarify one thing, investment instruments I mentioned ARE NOT involved in any pyramid scheme or direct-selling. Im not going to promote the advantage of direct selling or pyramind scheme. The investment instruments I mentioned are those securities products like share, unit trust, futures & options, commodities (example: gold), currency, treasury products, bond, Dual Currency Investment (DCI) and even Fixed Deposit (FD). 

It is just a simple concept for the investment. How does it work for your daily life and early retirement plan.  



Is his stomach looks like your wallet now?



  



You are saving money or feeding the monster of Inflation?



Are you ready to fight with Inflation ?

*Next post: What types of investors you wanna be? Winner or losser ? What method can you applied in investment ? Just stay tuned...